At Prestian.ai, our VA Loan offering gives eligible veterans, active service members, and surviving spouses access to home financing with low or no down payment, no private mortgage insurance, and competitive interest rates.
We combine AI-driven underwriting with service-member friendly terms to deliver fast, transparent, and supportive mortgage solutions.
Borrowers with stable income (whether salaried or self-employed, typically with at least 2 years of verifiable income if self-employed, as is required by Prestian.ai’s policy).
Sufficient documentation of income, assets, employment, and other obligations (existing debts etc.).
A credit history without major recent adverse events (bankruptcy, foreclosure) or with enough recovery time since such events.
Ability to make required down payment and cover closing costs, plus sufficient reserves in some cases
Prestian.ai’s platform assesses your full financial profile, including credit history, income stability, existing debts, and other risk factors, to match you with lenders who have credit policies that suit you.
