Mortgage fraud is a growing problem, costing lenders billions each year and putting borrowers at serious financial risk.
Fraudulent activities like identity theft, forged documents, and occupancy misrepresentation can derail the home buying process and damage credit histories.
AI is stepping up as a powerful weapon against these threats, enabling lenders to detect suspicious patterns in real time and block fraudulent applications before they cause harm.
1. Identity Theft
Fraudsters use stolen personal information to apply for mortgages in someone else’s name.
2. Document Forgery
Income statements, employment records, or property deeds are altered to meet lending requirements.
3. Occupancy Fraud
Borrowers falsely claim they will live in a property to secure better interest rates.
Real-Time Data Verification
AI cross-checks applicant data against trusted databases instantly—ensuring that documents, employment details, and identity records match official sources.
Behavioral Pattern Analysis
Machine learning identifies unusual activity patterns—such as multiple applications from the same IP address or inconsistencies in income reporting.
Machine Learning Alerts
AI systems continuously learn from past fraud attempts, becoming more accurate over time and adapting to new fraud tactics.
Prestian.ai integrates AI-powered fraud detection into the mortgage application process, helping lenders protect both their assets and their customers. By combining instant verification, anomaly detection, and adaptive learning, Prestian.ai ensures a secure, compliant lending experience.